Accidents are prone to occur even to the most careful drivers. According to the National Highway Traffic Safety Administration, there were 5,419,000 car accidents in 2010. On average, an individual experiences a crash every 18 years. Car accidents can be unfamiliar territory to most drivers, and they could end up making costly mistakes. This post will explain how you should handle a car carnage aftermath.
Stop and Protect the Crash Scene
Immediately after a car crash, you need to stop and avert other accidents by installing flares or switching on your flashers.
Check for Injuries Before Moving to a Safe Location
You need to determine if you or your passengers sustained any injuries after a vehicle accident. If there are any injuries, call 911 to get police and ambulance on the scene. Regardless of the crash type or whether everyone is cooperative, ensure police arrive at the scene; thus, you will acquire a formal report for your insurer. When the automobile is still functional, get it off the road and remove all the accident clutter.
Capture Photos of the Crash
Being diligent after a vehicle collision is essential in building a strong claim. The insurance firm handles innumerable cases every day and may not award your case with the required attention. Although the insurance firm can claim to take photos of the accident and the consequential damage, they may forego the process.
This significantly weakens your petition. Immediately capture images of the accident to boost the value of your case. These photos will show the exact type of damage received by your automobile. The worst mistake you could make is to delay the process, as the judge or prosecutor will argue that the damage was not due to the collision.
The police usually collect information from all parties involved in the crash. However, law enforcement may fail to get to the scene, so write down the name, contact address, and phone number of the other driver and anyone involved in the accident. Interview the witnesses or hire a car accident lawyer to consult them.
If an officer is present at the scene, the investigating police will give you and the other driver a report number. The number is useful when retrieving the report. If the crash took place on the state highway, the report would be available at the state police department.
Choose the Insurance Coverage That Could Apply
Contact your insurance provider or agent immediately after the crash. Call them from the scene, but don’t assert that you are at-fault. The outcome of the insurance process will depend on who was at-fault and the types of insurance cover that you and the other driver carry.
The at-fault driver’s damage liability insurance will cover repairs according to the limit of the policy. Your medical expenses will be reimbursed according to the limit of the at-fault driver’s injury liability cover. In the twelve no-fault American states, your injury cover will be useful.
When the other driver lacks coverage to shoulder your bills, underinsured or uninsured cover comes to play. Up to 21 states require uninsured motorists to have underinsured car insurance.
Hire a Car Accident Lawyer
The most crucial aspect after a crash is consulting your attorney. The attorney will ensure valuable evidence is kept safe and will protect your liens. Insurance firms usually take statements right after the crash, thus consult legal help before recording your statement.
The lawyer will offer counsel and guidance on how to obtain your full vehicle compensation and ensure you get excellent medical treatments. Personal injury attorneys work on a contingency schedule, so you only need to pay them after receiving your settlement.